Strategy

Strategy

We are a Simple, Personal and Fair Bank, guided by the following strategic priorities:

Increase customer preference and loyalty by offering targeted, simple, digital and innovative products and services through a multi-channel platform.

Generate results in a sustainable and profitable manner, with greater revenue diversification, aiming to strike a balance between lending, funding and services, while sustaining a preventive risk management approach and rigorous expense control.

Maintain capital and liquidity discipline to preserve our solidity, face regulatory changes and seize growth opportunities.

Achieve profitable market share gains through our robust portfolio, optimize the ecosystem and launch new ventures, continuously improving the customer experience.

We prioritize growth by cultivating close and long-term relationships with customers, suppliers and shareholders, as well as alignment with the country’s economic and social development agenda.

For additional details on our businesses, please refer to Chapter 7 of the Company’s Reference Form.